What is Medicare?

Medicare is a federal health insurance program specifically designed for individuals who are 65 years of age or older. This program provides vital health coverage to seniors, ensuring they have access to necessary medical services, which can include hospital stays, skilled nursing care, and outpatient treatments. By fulfilling this need, Medicare plays a crucial role in supporting the healthcare needs of an aging population.

The significance of this program is further underscored by its provision of coverage for certain disabilities and chronic conditions, but its primary focus and identity are deeply tied to its service to older adults. Understanding this ensures that one recognizes Medicare's essential place in the US healthcare system as a program targeting the unique needs of the elderly, offering them a safety net for medical costs that can help mitigate the financial burden of aging.