Financial abuse involves which of the following?

Financial abuse is characterized by the illegal or unauthorized use of an individual's financial resources. This often involves actions taken without the individual's consent, such as stealing money, using credit cards without permission, or coercing someone into signing financial documents. The essence of financial abuse lies in the exploitation of a person's vulnerabilities or trust, leading to financial harm and loss of independence for the victim.

In contrast, responsible management of a person's assets, providing financial advice, or assisting clients with their budgets are generally supportive actions that involve permission and an ethical approach to financial management. These options focus on empowering individuals and maintaining their control over their resources rather than violating that control. Understanding these distinctions highlights the importance of consent and ethical behavior in financial matters, making the recognition of financial abuse crucial for the protection of individuals at risk.